Ryze Health Insurance

Ryze is our own physician founded health insurance built from the ground up for Independent physicians, employees, and their families.

As the most health educated population, we are rewarding you for your smart choices and healthy practices.

10-30% lower costs
Premium PPO Plans
See your existing doctors

Health Insurance Eligibility

Ryze is Only for
Physician Practices

Ryze is offering a captive insurance solution specifically for physician led medical practices including all eligible employees and their families.

If you are not part of a medical practice we cannot currently help you with an insurance solution.

Ryze Serves Practices With 25+ Employees Opting In

The insurance landscape has changed significantly in 2026. Consolidation among reinsurers has made them increasingly risk adverse and has pushed the minimum practice size to 25 opting-in employees.

We're actively working to bring that number down to serve smaller practices.

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The value proposition for Ryze stays the same.

  • Offer nationwide PPO coverage with HSA options
  • Eliminate middlemen
  • Deliver lower prices with 10-30% savings.

Our current members benefit from as much as $500 - $1,000 savings in their monthly premiums while gaining access to a more robust network.

Options for Smaller Practices

We have partnered with Stitch PEO to offer solutions for practices with 24 or fewer participating employees. They share a common mission to serve independent physician practices.

Advantages of Stitch PEO

  • They offer nationwide PPO plans on the Cigna network
  • Members can save upwards of 10-30% on their monthly insurance costs
  • Stitch provides a full suite of PEO services and benefits including: dental and vision insurance, 401k, payroll, and much more.
Stitch PEO

Coverage Benefits

  • Primary Care Visit to Treat an Injury or Illness
  • Specialist Visit
  • Other Practitioner Office Visit (Nurse, PA)
  • Outpatient Facility Fee (e.g., Ambulatory Surgery Center)
  • Outpatient Surgery Physician/Surgical Services
  • Preventive Care/Screening/Immunization
  • Urgent Care Centers or Facilities
  • Emergency Room Services
  • Emergency Transportation/Ambulance
  • Inpatient Hospital Services (e.g., Hospital Stay)
  • Inpatient Physician and Surgical Services
  • Mental/Behavioral Health Outpatient Services
  • Mental/Behavioral Health Inpatient Services
  • Substance Abuse Disorder Outpatient Services
  • Substance Abuse Disorder Inpatient Services
  • Prenatal and Postnatal Care
  • Delivery and All Inpatient Services for Maternity Care
  • Home Health Care Services
  • Outpatient Rehabilitation Services
  • Rehabilitative Speech Therapy
  • Rehabilitative Occupational & Physical Therapy
  • Habilitation Services
  • Skilled Nursing Facility
  • Durable Medical Equipment
  • Hospice Services
  • Generic Drugs
  • Preferred Brand Drugs
  • Non-Preferred Brand Drugs
  • Specialty Drugs
  • Imaging & Diagnostic (X-rays, CT/PET, MRIs)
  • Laboratory Outpatient and Professional Services
  • Allergy Testing
  • Chemotherapy
  • Radiation
  • Dialysis
  • Infusion Therapy
  • Transplant
  • Reconstructive Surgery
  • Family Planning
  • Diabetes Education
  • Well Baby Visits and Care
  • Routine Eye Exam for Children
  • Eye Glasses for Children
  • Dental Check-Up for Children

FAQs

Start Saving 10-30% on Your Health Insurance

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